- The Long Game
- Posts
- The Complete Blueprint for Roth IRA + Solo 401k Angel Investing
The Complete Blueprint for Roth IRA + Solo 401k Angel Investing
How to decide what goes in your Roth, your Solo 401k, and your personal account.

The Complete Allocation Blueprint
This is the final chapter.
By now, you know:
retirement accounts can legally invest in startups
Roth IRAs are tax-free asymmetric vehicles
Solo 401ks are fast, flexible, and high-capacity
Today, we combine everything.
Because the real unlock isn’t just knowing the rules.
It’s knowing the allocation strategy.
Most people scatter investments randomly.
Sophisticated angels place them with intention.
This is the system.
1. The Three-Bucket Model
Every angel investor ultimately has three pools of capital: